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Loans & Grants

Loans are borrowed from financial institutes or individuals, with an intent of repayment with interest. Grants are financial awards, given to a company/individual to achieve his goal, with no intention of repayment

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Why Loan ?
Advantages
Disadvantages
  • Frequently available through various platforms
  • Less competition while applying for loan
  • More credit limit
  • Less flexible terms of conditions
  • Interest rates applied
  • Must be repaid
Why Grant?
Advantages
Disadvantages
  • No obligation to repay
  • No interest rates applied
  • Credibility due to competitive nature
  • Limited opportunities
  • Limited credit available
  • More expectations for outcome
OPTIONS AVAILABLE:
Loan:
Grants
  • Banks
  • Non-Banking Financial Companies
  • Individuals/Entities
  • HEC
  • USAID
  • SMEDA
  • STATE BANK
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